Buy Now, Pay Later Payment Terms

We are happy to provide various payments options for your convenience. One of our favorite payment options is Afterpay & Shop Pay. If interested in using Afterpay or Shop Pay, just select it at checkout then follow the screen prompts.

Afterpay allows you to split your purchase amount into 4 equal, interest-free payments.

For example, if your total was $100, you would pay $25 today and then $25 every two weeks until your $100 purchase is paid off. Your order from LOFT 94 will be processed and shipped as normal and in the normal frame of time.

By choosing to use Afterpay you are agreeing to payments terms between you, the customer, and the payment system, Afterpay. Below you can find more information about how Afterpay works. This information is directly from Afterpay. For more in-depth information, you can click here.

Agreement Highlights

• The Installment Feature allows you to pay for your purchase via a down payment and 3 subsequent installments or via four installments as set out on your Payment Schedule.
• You must be over 18 years old and of the legal age of majority in your state of residence and be the authorized holder of an eligible US-issued debit or credit card to apply (see Section 9.1 for eligibility criteria).
• All orders are subject to approval – for example, if you have any overdue payments, the Installment Feature will not be available to you (see Section 7.1).
  You can make repayments any time BEFORE the due date. Otherwise, payments will be attempted on the scheduled dates from your card pursuant to the payment authorization. If a payment is not successfully processed on or before the due date and remains outstanding for the applicable grace period, a late fee in the amount listed on your Payment Schedule may be applied (these fees are capped at 25% of the original order value).
• The delivery/quality of goods and all refunds is the responsibility of the retailer where you make the purchase regardless of any subsequent assignment of this agreement. 
• You are agreeing to resolve all disputes through BINDING ARBITRATION and WAIVING YOUR RIGHT TO BRING A CLASS ACTION (see Section 12.4 on the Afterpay Purchase Payment Agreement page)

Please take time to read the full Afterpay Payment Agreement to ensure that you are familiar with what you are agreeing to when choosing Afterpay at checkout. 

We love that you are considering purchasing from us and hope that your find Afterpay to be helpful in completing your purchase.

Check out with Shop Pay and choose whether you pay in full or 4 equal installments* at participating stores.